 |
 |
| Home Contact Us New Vehicles Pre-Owned Vehicles Value Corner Finance: Application / Info Parts/Service Map |
| Finance information |
|
Want to be a smart customer? Before you begin the car-buying process, we highly recommend spending some time with Understanding Vehicle Financing. This pamphlet from NADA, the National Automobile Dealers Association, helps you evaluate your financial situation before financing or leasing a new or pre-owned vehicle.
As you consider your purchase, here are some terms you might encounter when discussing finance packages with your Infiniti of Memphis business manager: LEASING A lease can be a good way to have a more affordable payment than when buying a car. Your lease payment covers only the vehicle depreciated value, plus the lessor's monthly finance charges, not the entire purchase value. Most vehicles are leased for 24 to 48 months, and then returned to the lease company. We don't recommend leasing a vehicle for longer than its general warranty. For many people, leasing is a good financing alternative. Note: If the vehicle incurs excessive wear and tear or mileage during the lease period, a fee will be assessed when the vehicle is turned in. TRADITIONAL FINANCING Traditional financing is an installment transaction over a period of time. You agree to pay the amount financed, plus an agreed-upon finance charge. Traditional financing is probably right for you if you like the idea of owning a vehicle or you plan to keep the car for more than a few years. Infiniti of Memphis works with Infiniti Financial Services and many other lenders in order to offer you competitive rates. INFINITI OF MEMPHIS CUSTOM LEASE® We realize that your driving habits and vehicle trade cycles are unique to you. With the Infiniti of Memphis Custom Lease through Infiniti Financial Services, we can make sure that when you lease your new Infiniti, the lease parameters are going to fit your needs, and you're going to be satisfied with the results. Leasing terms can be shorter than purchase terms with similar monthly payments. Signature Lease payments cover depreciation - the portion of the vehicle's value you expect to use during the lease term - plus a rent charge, taxes and fees. As a result, your monthly payments may be lower than with traditional financing. At the end of your Infiniti of Memphis Custom Lease, when you've met all your lease obligations, you have three options: initiate a new Custom Lease on another Infiniti vehicle, purchase your current lease vehicle, or simply turn in the vehicle to us. Be sure to ask for our free "Cost to Drive Comparison Analysis" in order to discover whether leasing makes sense for you. OWNERSHIP PROTECTION To add to your peace of mind and enjoyment of your vehicle, Infiniti of Memphis offers a number of à la carte financial products that typically can be rolled into the total cash price of your vehicle and included in your financing package. Vehicle Service Agreements A service agreement offers extensive coverage of mechanical, electrical and computer components after your basic factory warranty expires. This protects you against the rising cost of parts and labor. It also provides towing and substitute transportation as well as travel protection should something happen while you're away from home. Tire and Wheel Protection This covers flat tire repairs when the damage is caused by road hazards, including curb damage. It also covers tire replacement because of puncture, bruise, impact break or other road hazard damage, as well as repair and replacement of a wheel damaged by road hazard. A nationwide network of 20,000 participating service centers is ready to help when you need it. GAP (Guaranteed Auto Protection) If your vehicle is ever declared a total loss, GAP guards you from an unexpected financial obligation by covering the difference between what the insurance company will pay and the balance due on your loan contract. It also provides deductible coverage if a deficiency balance exists at the time of the loss. Credit Insurance In the event of your death, Credit Life Insurance pays the covered balance on your loan contract or lease agreement. If you are disabled because of an injury or extended illness, Credit Disability Insurance covers your monthly loan or lease payment. Benefit payments are made regardless of other insurance coverage. No physical is required to qualify for credit insurance, and you are covered immediately upon approval of your application. Door Ding Protection No matter how careful you are to protect your car from door dings, inevitably someone else is not. In order to help keep your car in showroom condition, we have Door Ding Protection coverage, which is available on both new and pre-owned Infiniti of Memphis vehicles. In most cases, Paintless Dent Repair is an extremely effective repair option for door dings and small dents (hail damage and paint scratches not covered) because it uses specialized hand tools to manipulate and flex the metal back to its original form. Lost Key/Remote Control/Intelligent Key Replacement Protection With today's modern key and remote technology, replacing a key at the hardware store is no longer an option. With the technology comes increased cost of "keyless entry" such as the Infiniti "Intelligent" key system. To protect against the added expense of replacing today's technologically advanced "keys" we offer key replacement protection which provides replacement and programming of lost keys, remotes and intelligent key devices. It's very cost-effective, and coverage is available nationwide at any Infiniti dealership, should your key device be lost or stolen while traveling. |
For Email Marketing you can trust
Note - We are the sole owners of the information collected on this site. We only have access to collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. |
Infiniti of Memphis
copyright designpathmedia.com
home new used specials mycars financing service map